Built for CA firms in India — Free, Offline, No subscription

Bank Concurrent Audit,
Done Right. Every Month.

A free Windows desktop app covering core concurrent audit modules, automatic weighted progress, deficiency tracking, and built-in guidance — so your concurrent audit documentation is always submission-ready.

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Windows 10 & above100% Offline — your data stays localNo login. No cloud. No fees.
RBI Guidance Built-in
7 Audit Modules Covered
Multi-Engagement Support
Weighted Progress KPIs
JSON Backup & Restore

Your entire concurrent audit at a glance

The central dashboard aggregates progress across all 7 modules into a single weighted KPI — so you always know where you stand before the monthly submission.

Overall Weighted Progress KPI
Real-time aggregate across all 7 modules, weighted by section importance — not a simple checkbox count.
7 Module Bento Cards
Clickable cards per audit module showing individual weighted progress — jump directly into any section.
Monthly Completion Bar Chart
Visual Chart.js bar chart showing completion % per module — spot gaps before month-end.
Emblem Concurrent Audit — Overview
74%
Weighted Progress
3
Cash Verified
12
Deficiencies
Module Completion
Cash & Vault
88%
Deposits & KYC
72%
Loans & Advances
65%
NPA & IRAC
80%
Forex & Trade
55%
Clearing
90%
Housekeeping
60%

All 7 concurrent audit areas, fully structured

Every module follows the standard concurrent audit framework with granular section-level inputs, compliance checklists, and sample testing tables.

Module 01
Cash & Vault

Physical cash count records, compliance checklist, and cash retention limit tracking in one structured view.

Cash Count 40%Compliance 40%Retention 20%
Module 02
Deposits & KYC

Deposit summary, account-level sample testing, and KYC compliance checklist for regulatory adherence.

Deposit Summary 25%Sample Testing 35%KYC 40%
Module 03
Loans & Advances

Credit summary, borrower-level sample testing with full audit trail, and lending compliance checklist.

Credit Summary 20%Borrower Samples 40%Lending 40%
Module 04
NPA & IRAC Norms

NPA position summary, loan classification samples, and IRAC checklist to catch classification risks early.

NPA Summary 25%Classification 35%IRAC 40%
Module 05
Forex & Trade Finance

Forex transaction summary, LC/BG sample testing, and forex compliance checklist for trade finance scrutiny.

Forex Summary 25%LC/BG Samples 35%Forex Checklist 40%
Module 06
Clearing & Remittance

Clearing transaction summary and compliance checklist covering remittance irregularities and process adherence.

Clearing Summary 30%Compliance 70%
Module 07
Housekeeping & GL

General Ledger reconciliation summary and an extensive housekeeping checklist — covering suspense accounts, stale entries, inter-branch reconciliation, and SOD/EOD irregularities.

GL Summary 30%Housekeeping 70%Suspense AccountsInter-Branch Recon

Everything a CA firm needs for concurrent audits

From engagement setup to deficiency escalation — every workflow is built in so nothing falls through the cracks.

Engagement Management

Create and manage multiple concurrent audit engagements from one central screen. Each stores bank, branch, category (A/B/C), FY, lead auditor, and starting audit month.

  • Multi-engagement support — switch between branches instantly
  • Import / Export full JSON backup for archiving or team handoff
  • Link a local folder via File System Access API for auto-saving
  • Branch category (A/B/C) tagging for easy prioritisation

Deficiency Tracking

Log, monitor, and follow up every audit finding with dynamic deficiency log tables.

ObservationModuleStatus
KYC docs missing A/c 3421DepositsOpen
Overdue loan not tagged NPALoansEscalated
Cash retention limit exceededCashIn Progress
GL suspense entry > 30 daysGLResolved

RBI Guidance Built-in

Regulatory guidance embedded directly into each checklist item — no manual cross-referencing of RBI circulars while auditing.

  • Checklist-level RBI circular references
  • Contextual guidance while filling checklists
  • Always offline — no internet dependency

Weighted Section Progress

Progress isn't just a checkbox count. Each section within every module carries a defined weight — so the overall % truly reflects audit depth and not just activity.

JSON Backup & Restore

Export your entire engagement as a portable JSON file. Share with a colleague, archive at year-end, or restore from backup in seconds — no proprietary lock-in.

Up and running in minutes

No setup, no server, no IT department. Download, open, and start auditing.

1
Download & Install
One-click Windows installer. No admin privileges needed. Runs fully offline.
2
Create Engagement
Enter bank, branch, category, FY, lead auditor, and starting month. Done in 60 seconds.
3
Audit Month by Month
Work through all 7 modules. Log samples, fill checklists, note deficiencies. Progress tracks automatically.
4
Export & Archive
Export a JSON backup at year-end. Your documentation is portable, offline, and always yours.
7
Audit modules covered end-to-end
100%
Offline — no cloud, no internet required
₹0
Cost — free to download and use forever
∞
Engagements — manage unlimited branches

See exactly what you’re downloading

Real screenshots of Emblem Concurrent Audit — no mockups, no marketing renders.

Engagement HomeEngagement Home
Overview DashboardOverview Dashboard
Cash VaultCash & Vault
Cash CreditCash Credit
Loans AdvancesLoans & Advances
NPA IRACNPA & IRAC Norms
Forex Trade FinanceForex & Trade Finance
Clearing RemittanceClearing & Remittance
Housekeeping GLHousekeeping & GL
Audit DeficienciesAudit Deficiencies
RBI GuidanceRBI Guidance

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Your Rating

What Practitioners Say

Verified ratings & reviews from CA firms using Emblem Concurrent Audit across India

4.9
★★★★★
Overall Rating
5
88%
4
12%
3
0%
2
0%
1
0%

Start your next concurrent audit
the right way.

Free download for Windows. No sign-up, no subscription, no data sent to any server. Built for CA firms and sole practitioners managing bank concurrent audits in India.

Explore all Emblem tools

Windows 10 and above · 100% offline · your data never leaves your machine